Comments on: November Travel Expenses and Credit Card Debt Update

By: Dave

Dave — Thu, 13 Oct 2011 02:27:00 +0000

Jennifer,

What an inspiration you are. I’ve surfed most of your Blogs and the web site. My wife and I hope to join the RV culture soon after her retirement. Your story casts confidence.

Dave
Fresno, CA

By: Jennifer

Jennifer — Mon, 30 May 2011 21:55:23 +0000

Thanks, Cody. I answered that question on comment 21. I have a line of credit that I’m dependent upon to run our business.

By: cody

cody — Mon, 30 May 2011 05:22:17 +0000

Jennifer;
Love your blog and wish I had the resources to buy/live in an RV and travel! You’re one lucky lady and I’m so envious of your travels!

Quick question: what job do you have that is dependent on your credit score, as I can’t think of any…

Cody

By: Melinda

Melinda — Sun, 19 Dec 2010 23:31:17 +0000

I have been reading your blog for months. I have found it very inspiring, please keep up the great work. And congrats on paying down your debt!

By: Gypsy Soul

Gypsy Soul — Fri, 17 Dec 2010 04:50:59 +0000

“I think my next adventure is not to have a plan …” I LOVE THAT! Reminds me of that phrase ‘Jello Plans’ (I think from Andy Baird). Hope to see you in Quartzsite or NM sometime.

By: Jennifer

Jennifer — Thu, 16 Dec 2010 01:19:17 +0000

I think my next big adventure is to not have a plan! ; )

I am going to Quartzsite, though. Other than that I’m just trying to go where the wind blows…

Jennifer

By: Bob

Bob — Wed, 15 Dec 2010 19:19:53 +0000

Last week I rented a car for a 2300 mile trip. It took only minutes online to find a $150 weekly rate with unlimited miles. At 40 mpg (actual) the fuel savings made it a no brainer to leave my truck at home. They were easy miles but still, keeping them off my odometer, tires, oil & brakes was a bonus! Food for thought next time?

Kudos for paying off your debts! Regular deposits to the First Bank of Karma are bound to pay dividends eventually.

Love the blog. Now that AK is a check mark, what other trips are on your list?

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Wed, 15 Dec 2010 10:28:50 +0000

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By: Jennifer

Jennifer — Wed, 15 Dec 2010 04:22:27 +0000

We book seminars around the country, so I have to check out hotel venues in different cities. (I need good credit to sign the contracts with vendors.)

I don’t mean to be enigmatic! I mostly just try to protect my husband’s privacy. (We are in business together.)

By: Virginia

Virginia — Wed, 15 Dec 2010 04:09:03 +0000

I get the feeling you live this RV life because you get the best of both worlds by mixing your business with pleasure. You must be making a killing at your job to be paying your credit down so fast. You have not said what your line of work is (should we play “What’s my Line?”)but I wager that it may have something to do with real estate, possibly selling foreclosed homes on a short sale? Am I close? Don’t mean to delve but you do move around a lot and you rent a car on occasion, possibly to meet clients. Just trying to put the pieces together.

By: Mary Ann

Mary Ann — Wed, 15 Dec 2010 00:12:35 +0000

I want to second Karen V.’s statement that a credit rating in the 700’s is now considered ‘excellent’. It used to be that you didn’t think you were doing great unless you were at 800 or more, but I think the financial institutions had to revise their standards after some of the shenanigans they pulled on us consumers. One example I experienced was having my credit limit dropped drastically on my home equity line of credit, even though my payments on that and everything else had always been timely. This happened to me and lots of other people, which dropped our FICO scores dramatically through no fault of our own. Mine is in the mid 700’s now and I’m happy about it. You should be too, Jennifer, you’re doing great.

By: Jack in NorCal

Jack in NorCal — Tue, 14 Dec 2010 18:45:16 +0000

I suppose the older I get the more I am comfortable living oblivious to everything. It seems I am a lot happier not knowing things like from how much overweight my View may be to what my credit rating is. Don’t fret about the fuel charges. Just figure they would be one third to a half again more if you had a gasoline engine. At 17.5 mpg I am smiling every time I am at the gas station…especially if a big diesel pusher RV pulls in alongside.

By: Kari

Kari — Tue, 14 Dec 2010 11:13:54 +0000

Kudos to you Jennifer!! Keep on paying that debt – it will feel wonderful when that is done. I ‘quit’ the whole credit card business when I finally came to my sense and realized how much I was paying in interest and all that jazz. I now payoff my balance every month and never pay a penny to interest. If I know I can’t pay it off, I don’t get it.

Thanks for sharing your list of expenses. Gives us a peek to what it could be like when we hit the road. Uhmm…when we find a rig. Spring time is our goal!

Kari

By: McZippie

McZippie — Tue, 14 Dec 2010 08:38:32 +0000

So ask yourself, how many miles a month did you drive when you lived in a home? Point being, some of the 3500 miles would of been driven irregardless of domicile choice.

Full timing in an RV, without ‘traveling’ around a lot, would be akin to living in a mobile home park… boring!

By: Bob Giddings

Bob Giddings — Tue, 14 Dec 2010 04:51:45 +0000

Lol. Jennifer, you remind me of the saying “Better to travel hopefully than to arrive.” I like movement, but for me it is a means to an end.

Bob, who thinks it is sometimes better to arrive.